October marks Long-Term Care Planning Month, highlighting the need for seniors and caregivers to prepare for skyrocketing health care costs.

By 2030, 20% of the US population will be over 65, with 70% experiencing an elder care event, according to US Census Bureau projections.

A Turn to Tara investigation reveals that the tri-state area has some of the nation's highest nursing home rates, with average annual costs for a private room exceeding $170,000 and home care aids costing around $30 per hour.